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Scottish charitable bonds

Allia C&C manages the Scottish Charitable Bond programme for the Scottish Government.  This offers a unique funding solution for Scottish housing associations involved in the development of new affordable housing.

Through the programme, Scottish housing associations can access between £1 million and £20 million of funding to help with affordable housing development, through investment by Scottish Government. 

There’s added social benefit, as interest on the loans provides grant funding which Scottish Government allocates to support further social housing development – keeping the money within the sector.

Here’s why our unique Scottish charitable bonds could be the option for you:

Competitive fixed rate for up to 15 years

Competitive fixed rate for up to 15 years

keep costs down

 

Unsecured

Unsecured

maintain control over assets

Light covenants

Light covenants

simple to manage

No loan or interest repayments until the end of the term

No loan or interest repayments until the end of the term

positive cash flow

Enhanced social impact

Enhanced social impact

interest provides grants for further social housing

How our flexible, affordable loans for Scottish housing work

Who we’ve helped

£13 million
2019
£8 million
2019
£16 million
2018
£1 million
2018
£7 million
2018
£15 million (3 loans)
2017, 2018, 2019
£15.2 million (3 loans)
2016, 2017, 2018
£1.3 million
2016
£2 million
2016
£5 million
2016
£15 million (2 loans)
2016, 2017
£4.6 million (2 loans)
2015, 2019
£2.1 million
2015
Case Studies

"It has been without doubt the most straightforward funding route we have used"

Lochalsh & Skye Housing Association

See how we can help you

Get in touch with our team to find out more about our Scottish charitable bonds

Take a look at our other financial solutions

Scottish Charitible Bonds Capital Markets funding Bank finance Private Placements Community Bonds