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Scottish charitable bonds

The Scottish Charitable Bond programme provides loans to housing associations in Scotland for the development of new affordable homes.

The programme uses funding from the Scottish Government to make unsecured loans, starting from £1m, for a term of up to 15 years.

There’s added social benefit, as interest on the loans provides grant funding which Scottish Government allocates to support further social housing development – keeping the money within the sector.

Who we’ve helped

£15 million
2023
£1.2 million
2023
£4.6 million
2020
£6.2 million
2020
£2.9 million
2020
£17.6 million
2020
£18.3 million
2020
£19.5 million
2019
£10.3 million
2019
£5.4 million
2020
£1.2 million
2018
£9.1 million
2018
£21.2 million
2018
£47.7 million
2016 - 2020
£15.2 million
2016, 2017, 2018
£7.2 million
2017
£1.9 million
2016
£2.5 million
2016
£6.9 million
2016
£7.1 million
2017
£13.7 million
2016
£10.7 million
2020
£3.6 million
2019
£2.2 million
2016
£2.8 million
2016